Salary Basics6 min read
CTC vs In-Hand Salary: Why There Is Always a Big Difference
Your offer letter says ₹10 LPA but your bank account shows less. Here is exactly what gets deducted and why.
Read guide →Salary & Tax Guides
Plain English guides on salary, tax, and payroll for Indian professionals
Benefits5 min read
How Gratuity is Calculated in India: Formula, Eligibility, and Tax Rules
Gratuity is a lump sum your employer pays when you leave after 5 years. Here is the exact formula and how it is taxed.
Read guide →Salary Basics5 min read
How to Read Your Salary Slip: Every Component Explained
Your payslip has earnings and deductions. Most employees only look at the final number. Here is what every line means.
Read guide →Tax7 min read
Old vs New Tax Regime: Which Saves You More Tax in FY 2025-26
The new tax regime has lower rates but you lose most deductions. Here is exactly who benefits from each.
Read guide →Tax4 min read
Professional Tax in India: State-wise Rates and Who Pays It
Professional tax is deducted from your salary every month in most states. Here is how much each state charges.
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