Salary guide / 2026
CTC vs In-Hand Salary: What Is the Difference?
CTC is not the same as take-home pay. Employer PF, gratuity provisions, variable pay and deductions can create a meaningful gap between an offer letter and your bank credit. This guide explains each layer and shows why the salary breakup matters when you budget or compare offers.
P25 indicative band
₹6–10L
P50 indicative band
₹10–18L
P75 indicative band
₹18–30L
How to use this estimate
Salary ranges vary by experience, interview performance, company tier, skills, location and the mix of fixed and variable compensation. Treat these bands as directional context. For a personal number, run the in-hand salary calculator and compare the actual offer structure.
Frequently asked questions
Are these salary figures official?
No. They are indicative public-data estimates intended for planning and comparison.
How should I compare a salary offer?
Compare fixed pay, variable pay, employer contributions, location, role scope and expected growth—not only CTC.
Disclaimer: SalaryScope does not represent any employer or government body. Verify compensation with the employer and current tax rules.